HEALTH INSURANCE SUBROGATION

Equitable subrogation is the principal by which an insurer may recover from a negligent third party, benefits paid by the insurer to the insured. In addition to equitable subrogation, HMO membership plans may also contain lien rights, assignments, and contractual rights of reimbursement that may be enforced against the plan member individually as well as against the corpus of any settlement proceeds.

The firm represents many national health insurance carriers and HMOs seeking recovery of benefits paid as the result of the negligence of third parties. Both Mr. Summers and Mr. Arnold have litigated and successfully settled health care subrogation claims throughout the state of New York. Additionally, Mr. Summers has conducted Continuing Legal Education seminars dealing with liens and subrogation rights of health carriers in the context of tort litigation.